Business Checking Accounts

Whether you are a small business, a non-profit or a larger business anticipating high account activity, Bank of Houston has a checking solution for you. Call a Bank of Houston business banking specialist at 713.789.6100 and we’ll work with you to find the right product to fit your specific business needs.

Small Business Checking

Initial minimum deposit:
$200.00

Service fees:

  • $15.00 monthly service fee per statement cycle if average daily balance falls below $5,000.00 during the statement cycle.

First 200 transactions per statement cycle are free. After 200, a $0.30 fee per item will be assessed. Applicable transactions include checks, debits, deposit slips, deposited items and credits.

Small business checking accounts include:

  • Monthly image statement
  • 24-hour automated customer service

Commercial NOW (sole proprietorships and nonprofit organizations only)

Initial minimum deposit:
$250.00

Service fees:

  • $12.00 monthly service fee
  • $12.00 fee per statement cycle if average daily balance falls below $1,500.00
  • $0.15 per check or debit transaction
  • $0.12 per deposit or credit transaction

Interest:
Interest will be compounded monthly and paid at the end of the statement cycle. Interest rates are subject to change at any time.

Commercial NOW accounts include:

  • Monthly image statements
  • 24-hour automated customer service
  • Business Visa debit card

Commercial Account Analysis

Initial minimum deposit:
$200.00

Service fees:

  • $15.00 monthly service fee
  • $0.10 for any deposited item
  • $0.15 for any paid check or debit
  • $0.45 for all over-the-counter deposits
  • $0.45 for all deposits
  • $0.10 for each coin roll for Change Order
  • $0.25 for each currency strap for Change Orders

Fees for other services apply. To learn more, visit with one of our Treasury Management professionals.

Earnings Credit:
The earnings credit is based on a variable rate applied to the average daily balances in your account. This rate may change at any time without prior notice.