Personal Checking Accounts

Bank of Houston offers checking account options to meet every need, from basic checking accounts to interest-bearing NOW accounts, all delivered with the personal attention you’ve come to expect from Bank of Houston.

Learn more today, or call one of our community bankers at 713.789.6100 to get started.

Personal Checking

Initial minimum deposit:
$200.00

Monthly service fee:

  • No monthly service fee for maintaining an average daily balance of $1,000.00 or more
  • $10.00 monthly service fee if average daily balance falls below $1,000.00

Interest:
None

Personal Checking accounts include:

  • Unlimited check writing
  • Monthly image statement
  • Visa debit card
  • Free Online Banking and Bill Pay services
  • 24-hour automated customer service

Personal NOW

Initial minimum deposit:
$200.00

Monthly service fee:

  • No monthly service fee for maintaining an average daily balance of $1,500.00 or more
  • $10.00 monthly service fee if average daily balance falls below $1,500.00

Interest:
Interest will be compounded monthly and paid at the end of the statement cycle. Interest rates are subject to change at any time.

Personal NOW Checking accounts include:

  • Unlimited check writing
  • Monthly image statement
  • Visa debit card
  • Free Online Banking and Bill Pay services
  • 24-hour automated customer service

Student Checking

Initial minimum deposit:
$100.00

Monthly service fee:
$10.00 monthly service fee

Monthly service fees are waived if there is a monthly direct deposit to the account or if there is a parental banking relationship with Bank of Houston.

Student Checking accounts include:

  • Unlimited check writing
  • Monthly image statements
  • Visa debit card
  • Free Online Banking and Bill Pay services
  • 24-hour automated customer service

Golden Eagle Checking (Customers age 55 and over)

Initial minimum deposit:
$100.00

Monthly service fee:
None

With Golden Eagle Checking, our customers age 55 and over receive:

  • Unlimited check writing
  • Monthly image statements
  • Visa debit card
  • 24-hour automated customer service
  • Free first check order (wallet style/safety paper)
  • Free traveler’s checks
  • Free cashier’s checks
  • 50% discount on safe deposit box
  • No minimum balance
  • No service fee
  • Free Online Banking and Bill Pay services